Welcome to MortgageTemecula.com, Personal Mortgage Site of Charles Vamadeva

Located in Temecula Valley, serving all your mortgage needs in Temecula, Murrieta, Winchester, Menifee... Riverside, San Diego, Orange Counties, and throughout Southern California. Great satisfaction has come to me over the years in assisting folks from all walks of like achieve their dream of home ownership.  Whether showing someone how to systematically overcome past credit problems, assisting a single mom access Government grant programs for downpayment, or counseling an Investor on financing options to maximize cashflow, I’ve been at this for 13 years now. My background includes mortgage lending and brokering as well as real investment. I lead a skilled team of mortgage professionals at one of the nation’s most prominent Mortgage Banking operations.

Who cares? The credentials are necessary - but the most important aspect about helping you get your dream home mortgage is customer care. I take it personally . . . when you engage my services, it’s now a personal mission of mine to navigate your loan through to the finish line.. I have experienced firsthand the warm feeling of turning the lock on my own home at night, feeling safe and secure, with a sense of ownership and future hope that renting never brought me. My first condo, in Tulsa Oklahoma I purchased for $47,000. . .and it felt just as empowering back then as purchasing a large home in glamorous Southern California more recently. It’s a great feeling, and I have since been driven to share it by helping others experience that same dream of home ownership;
(read testimonial).

I’ve also watched in horror as the dream of homeownership turned into a nightmare for many fellow Americans right in recent times. As I pen this in the year 2010, countless thousands of people will continue to believe the American Dream is beyond their reach. They’ve tried and failed. And many will never try again. My personal passion is to impact anyone who has ever aspired to own their own place. Burning the midnight oil, keeping up with all the legislative and product changes within the Mortgage industry is not an option for me, it’s a Consumer-demanded right, so that I can bring powerful and practical solutions that bridge the gap from a renter’s present “impossibility” to a homebuyer’s dream come true.

There are more enemies to homeownership today than ever before . .. Fear, Procrastination, tightened Underwriting guidelines, higher credit score requirements, stringent Mortgage Insurance requirements . . .that’s why I am aligned with a team of specialists. Our Southern California office employs experts in all areas of mortgage services including purchase mortgages, refinancing, credit restoration and more. We work hard to build and maintain relationships with all Real Estate Agents so your home purchase goes smoothly, (read Realtor testimonial). We have in-house loan processors and provide virtually every Federal and State Government loan program available as well Conventional Financing.